Aside from paying via online banking (FPX), debit/credit card, PayPal and e-Wallets, Giftr is now offering Buy Now, Pay Later (BNPL) payment options to complete your purchase. BNPL payment option allows you to spread out payments when you purchase our gift items in 3 or 4 months instalment at 0% interest fee! 

With that being said, you can purchase a gift with higher selling price without having to pay all upfront with this affordable financing solution. This is definitely a great news for those who don't own a credit card but intend to pay in instalment.

Introducing 2 types of BNPL payment methods on our website: Atome and PayLater by Grab

1. Atome

Atome automatically splits all bills into 3 equal payments, the first of which will be made at the point of purchase. The following two payments will be spread 30 days apart, with no hidden fees or interest. 

Step 1: Download "atome MY - Buy now. Pay later" 
Step 2: Create Account or Register (Fill in your personal details and bank card details)
Step 3: Instant approval and start shopping 
Step 4: Choose Atome Pay at the check out page and it will redirect you to the Atome's site for payment.
Step 5: View your bill on the App. A breakdown of the bills will be displayed with their respective instalment due dates.
Step 6: Pay on time to avoid any administrative charges. You will be informed when the payment is charged subsequently.

Promotion: Welcome voucher on your first purchase by downloading the Atome app.  (RM15 with min. RM50 spend)

 2. PayLater by Grab

PayLater by Grab is an alternative payment method to enable you to bring home what you want with flexible and transparent payment term. Get updates every step of the way, from when a transaction has been made to when a payment is successful. 

Step 1: Select Grab: Pay Now or Later at the checkout page (remember to activate your PayLater in Grab's App)
Step 2: Enter Grab registered mobile number
Step 3: Enter SMS OTP sent to Grab registered mobile number
Step 4: Confirm payment method and double check total amount
Step 5: Payment processed successfully

There are 2 payment plans offered by Grab:

- Pay in 4 monthly instalments: Make large bill smaller upon checkout. You just need to pay 1/4 of the today bill today and get GrabRewards for every transaction.

- Pay the next month (postpaid): Track your monthly spend and pay in one bill and get GrabRewards at the same time.

Trust that such flexible payment solutions enable you to make your purchase effortlessly with a seamless checkout experience . There is no upfront fees charged or any interest accrued (zero interest and no hidden fees) if you pay your bill on time. Surprise your loved ones with a luxury treats today! :)

"Everyday of your life is a special occasion."